Those who play online blackjack are bound to see blackjack variations from time to time. They crop up everywhere, in the majority of online casinos. They are out there—Face Up 21, Super Fun 21, Blackjack Switch and more. The problem is that not all novice online blackjack players truly understand these blackjack variations and the impact their rules have on their blackjack odds.

One of the biggest hits to a player’s blackjack odds comes from the payouts offered by these blackjack variations. Whereas in regular online blackjack games, a natural blackjack receives a 3-2 payout, in the majority of variations the blackjack payout is an even money payout.

And an even money blackjack game will take 2.27% off of a player’s blackjack odds. If you are playing according to basic strategy, the house’s edge will go from 0.5% back up to 2.77%. Playing in a game with an even money payout like that is only handing your edge right back to the house.

Another common rule found in blackjack variations pertains to doubling down. Many variations only allow players to double down on 9s, 10s or 11s. This impacts the player’s blackjack odds in a negative way again, taking 0.18% away from the player’s odds.

Typically doubling down can take 1.6% from the house’s edge. That is a big hit to their edge. And that is why many blackjack variations will only allow doubling down on 9s, 10s and 11s only.

The key thing to understand about blackjack variations is that they were created to take players’ money faster. And while they can be fun to play from time to time, they should only be played for fun in practice modes so as not to risk losing any money; or to play blackjack variations at low stakes. That is how you handle your blackjack strategy in regards to blackjack variations.

While playing blackjack online is fun—not to mention convenient—there will be times when novice blackjack players will find themselves in a brick and mortar casino. Naturally they would want to play blackjack.

Now these are good students of blackjack. They know that the more decks there are in play at a table the more the blackjack odds tip towards the dealer. Naturally these students of blackjack will seek out the single deck games that have made a comeback in brick and mortar casinos.

But they are back with a twist.

The twist is the payout. In many—not all but many—of the single deck blackjack games to be found in casinos do not offer the usual 3-2 payout. Instead many single deck blackjack games offer a 6-5 payout.

Unfortunately many novice blackjack players do not quite understand what a 6-5 payout does to their odds.

Not only does a 6-5 payout meant that the player is receiving less for his blackjack in terms of the payout, a 6-5 payout also has a negative impact on a player’s blackjack odds.

Blackjack odds are based on your opportunity to make a profit from the game. When a house rule makes it harder for the dealer to win, it increases the player’s blackjack odds because that rule decreases the dealer’s chances of winning, which conversely increases the player’s.

In the case of the 6-5 payout, players lose some of their blackjack odds simply because they are receiving less money for a natural blackjack. Less money received in a payout means that the opportunity to profit is less, hence lowering the blackjack odds of the player.

When pulling up a chair to a 6-5 blackjack game a player is lowering their blackjack odds by 1.39%. Even playing with basic strategy cannot overcome this reduction in odds because of the payout, not because of house rules or player choices in plays.

Because of the reduction of odds—not to mention the lost money—it is best to avoid playing at 6-5 payout tables. If all of the single deck games are 6-5 payouts then play at the blackjack table with the least amount of decks.

The different kinds of payouts offered in both online blackjack and regular casino blackjack do not really seem to impact the player’s opinion of the game. As long as they are receiving a payout for their natural blackjacks they are happy.

If a player has done some research on blackjack payouts they know not to play in a game that offers a 6-5 payout. But they see it explained that they are receiving less money and that is the reason not to play in 6-5 payout games.

But there is another reason for avoiding blackjack games that do not offer players a 3-2 payout for their blackjacks: different payouts can actually reduce your blackjack odds.

Not only do you receive less money in a 6-5 payout game, it also reduces your odds by 1.89%. Just because of the change in payout alone.

For players who are fans of blackjack variations, such as games like Super 21, those games also have different blackjack payouts. Most of them, because of the potential—although it is not a great potential—to win a side bet, the payout for a natural blackjack is reduced. In most blackjack variations the payout is only 1-1, or even money, for a blackjack. A 1-1 payout reduces your odds by 2.27%.

A 1-1 payout actually has the worst impact on your blackjack odds of all of the different type of variations.

The reason a lower payout hurts your blackjack odds is because it reduces your opportunity to make money off of the game. Even though you are receiving something for your natural blackjack, it is not what you would traditionally make—that is why it reduces your odds.

A lot of the time novice blackjack players are nervous or hesitant about making a double down play in blackjack. It does not matter whether they are playing online blackjack or blackjack in a casino, they still get nervous about it.

The cause behind this is because the blackjack player has to put out more money, he has to double his wager. If he has wagered $10 on a hand and wants to double down, he has to increase his wager to $20. And not all novice blackjack players are comfortable with this right away.

But they need to become comfortable with this play because it can definitely benefit their blackjack odds. Doubling down in blackjack at opportune times can increase a player’s blackjack odds by 0.9%. That is quite the boost to one’s blackjack odds for one type of play.

The reason for this is because the player benefits when the house has to pay them for winning. When the house wins they do not receive a payout. Every time the house pays you, your blackjack odds go up. And if they have to pay you twice as much, it increases you odds even more.

But you only increase your blackjack odds with a double down if you are making the play at the most advantageous times. And when are those?

It all comes back to basic strategy. A basic strategy chart can tell you when the most opportune times to double down are. Usually it is when you have a 9, 10 or 11 as follows:

9 vs. dealer’s 3-6
10 vs. dealer’s 2-9
11 vs. dealer’s 2-10

If you are still learning your basic strategy, take a chart with you or have it open in a window next to the online casino’s window. Utilizing blackjack tips that go along with basic strategy can help increase your blackjack odds.

Make the most of your bankroll and increase you blackjack odds by knowing when to double down and making a double down when basic strategy tells you to.

In the majority of online blackjack games that a player would encounter will have the dealer standing on all 17 hands, regardless of whether there is an Ace in the hand or not. However there are some online blackjack games and some blackjack variations in which the dealer is allowed to hit on a soft 17.

On the surface, a dealer hitting on a soft 17 does not sound like too bad of a house rule. In theory a dealer who has to hit on a soft 17 because the house rule makes me would be more likely to bust. But that is why it is a theory.

In reality the dealer is actually less likely to bust overall. The reason for this is that Ace. The Ace that is a friend to a blackjack player can also hurt when the dealer can hit on a soft 17. The dealer can reduce an Ace from 11 to 1 just as a blackjack player can. And because of that, the dealer has the chance to rebuild his hand to a stronger one.

For example, if the dealer has an Ace/6 he would have to hit. Let’s say that he hits and gets an 8. The Ace has to be reduced to 1, and he now has a hard 15, which he hits. If he receives anything less than a 7 he is still in the game. And there are more cards less than 7 than there are greater than.

It is because of the dealer’s increased chances of rebuilding his hand to be a stronger one that the house’s rule of a dealer hitting a soft 17 increases the house’s edge by 0.2%. That is a decent sized increase to the house’s edge. Which is why you should avoid any online blackjack games that allow the dealer to hit on a soft 17.

Do you know what the worst blackjack payout is?

It is not the infamous 6-5 payout that everyone has heard of, which might surprise you. No, the worst blackjack payout is actual a lot more common than the 6-5 payout. It is also more abundant than the 6-5 payout because it is found in blackjack variations, which are found in brick and mortar casinos as well as in online blackjack games.

So what is the worst blackjack payout? It is an even money payout, also known as a 1-1 payout.

The reason for this goes hand in hand with you receiving less money and your blackjack odds. On the surface just being paid less money for a natural blackjack is bad enough. After all it is the highest hand in the game and an instant win. It just feels like such a letdown to be dealt a natural blackjack and then only get a tiny payout.

But the amount of your payout is only part of why an even money payout is so bad for you. The other reason is that it hurts your blackjack odds. And more than a little.

Just playing in a game of blackjack with an even money payout will reduce your blackjack odds by 2.27%.

The reason for such a big hit to your odds is because of how much drastically smaller your winning payout is. Your blackjack odds are based on your opportunity for making money off of the game. When the opportunities, such as rules and payouts, are in your favor to make more money, your blackjack odds go up.

But when the opportunities favor the dealer then your blackjack odds go down because you have fewer chances to make money. And this is the case with an even money payout. It hurts your blackjack odds so much because it reduces the amount of money you are have a chance to make.

With your blackjack odds and your bankroll being hit so hard it makes an even money payout the worst payout in blackjack.