As players learn blackjack they like to try out what they learn. You could call it practicing, which is necessary in a game of skill. Some novice blackjack players will practice in the free play modes offered by online casinos. Others will play in low stakes games at brick and mortar casinos. But there are a few differences between the two that players should be aware of so they are ready if they switch back and forth between the two.

We will start at the beginning. In a casino blackjack is played at a table with up to six other players, for a total of seven players. When playing blackjack online, you would be playing one-on-one with the dealer. This difference affects your rate of play.

Online blackjack tends to be played at a faster rate because it is just you and the dealer. In order to not let this impact your blackjack odds, slow down your rate of play—play slower and take breaks. It will have the same impact of playing with other players because in a casino, the more players there are at the blackjack table the longer a round takes and your rate of play drops.

Another difference: at some tables surrender is allowed. This is advantageous to players as they can bow out of a round losing only half of their wager rather than all of it. Surrender is not offered in online blackjack.

Because this is a house rule there really is not a way for online blackjack players to compensate for it, other than playing according to basic strategy every time.

All this sounds like there is no advantage to playing online blackjack, but it does have some. For one thing you can play for free, which you will never find in a brick and mortar casino. There is also the aspect of convenience that comes from playing on a computer; as long as you have internet access, you can play blackjack online.

Knowing the differences between playing blackjack at an online casino and a brick and mortar casino helps to avoid mistakes made from being unfamiliar with one or the other. It never hurts to keep yourself informed.

While playing blackjack online is fun—not to mention convenient—there will be times when novice blackjack players will find themselves in a brick and mortar casino. Naturally they would want to play blackjack.

Now these are good students of blackjack. They know that the more decks there are in play at a table the more the blackjack odds tip towards the dealer. Naturally these students of blackjack will seek out the single deck games that have made a comeback in brick and mortar casinos.

But they are back with a twist.

The twist is the payout. In many—not all but many—of the single deck blackjack games to be found in casinos do not offer the usual 3-2 payout. Instead many single deck blackjack games offer a 6-5 payout.

Unfortunately many novice blackjack players do not quite understand what a 6-5 payout does to their odds.

Not only does a 6-5 payout meant that the player is receiving less for his blackjack in terms of the payout, a 6-5 payout also has a negative impact on a player’s blackjack odds.

Blackjack odds are based on your opportunity to make a profit from the game. When a house rule makes it harder for the dealer to win, it increases the player’s blackjack odds because that rule decreases the dealer’s chances of winning, which conversely increases the player’s.

In the case of the 6-5 payout, players lose some of their blackjack odds simply because they are receiving less money for a natural blackjack. Less money received in a payout means that the opportunity to profit is less, hence lowering the blackjack odds of the player.

When pulling up a chair to a 6-5 blackjack game a player is lowering their blackjack odds by 1.39%. Even playing with basic strategy cannot overcome this reduction in odds because of the payout, not because of house rules or player choices in plays.

Because of the reduction of odds—not to mention the lost money—it is best to avoid playing at 6-5 payout tables. If all of the single deck games are 6-5 payouts then play at the blackjack table with the least amount of decks.

The different kinds of payouts offered in both online blackjack and regular casino blackjack do not really seem to impact the player’s opinion of the game. As long as they are receiving a payout for their natural blackjacks they are happy.

If a player has done some research on blackjack payouts they know not to play in a game that offers a 6-5 payout. But they see it explained that they are receiving less money and that is the reason not to play in 6-5 payout games.

But there is another reason for avoiding blackjack games that do not offer players a 3-2 payout for their blackjacks: different payouts can actually reduce your blackjack odds.

Not only do you receive less money in a 6-5 payout game, it also reduces your odds by 1.89%. Just because of the change in payout alone.

For players who are fans of blackjack variations, such as games like Super 21, those games also have different blackjack payouts. Most of them, because of the potential—although it is not a great potential—to win a side bet, the payout for a natural blackjack is reduced. In most blackjack variations the payout is only 1-1, or even money, for a blackjack. A 1-1 payout reduces your odds by 2.27%.

A 1-1 payout actually has the worst impact on your blackjack odds of all of the different type of variations.

The reason a lower payout hurts your blackjack odds is because it reduces your opportunity to make money off of the game. Even though you are receiving something for your natural blackjack, it is not what you would traditionally make—that is why it reduces your odds.

While online blackjack is one of the easiest online casino games to learn to play, it offers players one of the easiest blackjack strategies: basic strategy. Thanks to basic strategy, players of online blackjack can bring the house edge down to around 0.5% from 2% to 5%. And that 0.5% is one of the best odds out there for those who play online casino games.

What does that 0.5% translate to in chances of winning a round of online blackjack? It means that blackjack players can expect to win around 54% of the rounds of online blackjack. This is an approximation. This does not mean that you will win exactly 54 rounds of blackjack out of every 100, but it does give you an idea of what sort of winning odds you have in online blackjack.

But notice that even with basic strategy, the house still has something of a house edge over the blackjack player. And that is why a player of online blackjack can only expect to win around 54% of the games they play, rather than an even 50 / 50 of games.

But considering that other online casino games carry odds of around 8% to 12% (online slots games) or 5.26% (American Roulette), that 0.5% that online blackjack with basic strategy is really not too bad at all. It certainly explains why online blackjack is one of the most popular online casino games out there.

And because the house edge can be dropped to around 0.5%, giving players that approximate 54% of wins, is a very good reason for using basic strategy when playing online blackjack.

Stiff hands are some of the most morale dropping hands in blackjack. As soon as you see one of those hard hands you already begin thinking that you have lost. Unfortunately there really is not a lot that a player can do in these blackjack situations.

When it comes to blackjack strategy and stiff hands the best course of action to take is to follow basic strategy and make the play that has the best statistical chances. Stiff hands require defensive playing, which in most cases with these hands is to stand.

However some of these instances the best play to make is to hit, as odd as that may sound. The reason for hitting is to take your chance of catching a low card. Hitting happens when the dealer has the least chances of busting so as a player you hit since you are damned if you do and you are damned if you do not. A friend of mine put it this way: “If I am facing a loss anyway it is not going to hurt me to try hitting.”

But with hitting comes the chance of busting. The chances of stiff hands busting looks like this:

Hard 16: 61%
Hard 15: 59%
Hard 14: 56%
Hard 13: 52%
Hard 12: 48%

The reason your chances of busting increase is because the greater the hand total, the less amount of cards there are that will not bust your hand.

With a hard 16 there are only four cards in blackjack that will not bust your hand. A hard 15 has five cards that will not bust it; a hard 14 has six cards; a hard 13 has seven; and a hard 12 has eight it could take.

Keep the chances in mind when you decide to hit a stiff hand. And make sure to follow basic strategy when playing blackjack—remember it gives you the best statistical play for your hand, even if you might think it is not the best move. Stick with it and you will lose less over time.