How to Play a Hard 12

Some stiff hands are harder to play than others. These would be the stiff hands, which are hard 12 through hard 16. These are the hands that are not favorites to win. But that does not mean that there is no strategy for them. Believe me there is blackjack strategy for these hands which can help reduce potential losses and even increase the chances of winning.

Out of those stiff hands, hard 12 is the one that confuses online blackjack players the most. Typically hard hands will stand if the dealer’s up card is 6 or smaller, and hit if the up card is 7 or higher. But that is only for hard 13 through hard 16. Hard 12 is a tad different.

While the other stiff hands are split 50/50 on hitting and standing, the hard 12 requires more hitting. If facing down a dealer up card of 2 or 3 in a game of online blackjack, it is better for the player to hit instead of stand. The reason behind hitting against those two up cards stands up when comparing potential losses.

Going on the example that a player is wagering $100 per hand, standing against a dealer’s 2 will on average result in a $29 loss while hitting against that 2 only results in about a $25 loss.

Still using the example $100 wager, standing against a dealer 3 will result in about a $25. Now compare that $25 potential loss to the $23 potential loss when hitting against a dealer 3.

While the differences are not huge when looking at a single hand outcome, over time the difference adds up. Hence the reason behind hitting a hard 12 against a dealer 2 or 3 when playing blackjack online. Such plays can also be found on a basic strategy chart, which is a strong strategy tool to use when playing online blackjack.

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Stiff hands are some of the most morale dropping hands in blackjack. As soon as you see one of those hard hands you already begin thinking that you have lost. Unfortunately there really is not a lot that a player can do in these blackjack situations.

When it comes to blackjack strategy and stiff hands the best course of action to take is to follow basic strategy and make the play that has the best statistical chances. Stiff hands require defensive playing, which in most cases with these hands is to stand.

However some of these instances the best play to make is to hit, as odd as that may sound. The reason for hitting is to take your chance of catching a low card. Hitting happens when the dealer has the least chances of busting so as a player you hit since you are damned if you do and you are damned if you do not. A friend of mine put it this way: “If I am facing a loss anyway it is not going to hurt me to try hitting.”

But with hitting comes the chance of busting. The chances of stiff hands busting looks like this:

Hard 16: 61%
Hard 15: 59%
Hard 14: 56%
Hard 13: 52%
Hard 12: 48%

The reason your chances of busting increase is because the greater the hand total, the less amount of cards there are that will not bust your hand.

With a hard 16 there are only four cards in blackjack that will not bust your hand. A hard 15 has five cards that will not bust it; a hard 14 has six cards; a hard 13 has seven; and a hard 12 has eight it could take.

Keep the chances in mind when you decide to hit a stiff hand. And make sure to follow basic strategy when playing blackjack—remember it gives you the best statistical play for your hand, even if you might think it is not the best move. Stick with it and you will lose less over time.

Of the hard hands, the stiff hands are the most difficult to play in blackjack because it feels like you are already going to lose before you have even really started the round. In such instances the best you can do is minimalize your potential losses. In terms of blackjack strategy it means making the play with the least possible chances of losing, even if the difference of losing between two plays is not great, it will impact your overall blackjack odds.

In most cases novice blackjack players will stand on a hard 12 if the dealer has a 2 through 6. This is done most likely because all of the other hard hands will stand against those dealer up cards.

But a hard 12 is a little bit different from the other stiff hands. When the dealer shows a 2 or a 3 you should hit.

Standing against a 2 or 3 with a hard 12 will cause you to lose 65% of the time and win 35% of the time. But if you were to hit against those two up cards, then you would have a 63% shot of losing and a 37% shot of winning.

Even though there is only a 2% difference, losing 63% of the time is better for your blackjack odds overall than losing 65% of the time. If you want to look at it in a more positive light then think of your blackjack odds in these terms: if you stand you will only win 35% of the time, and if you hit you will win 37% of the time.

Think of hitting a hard 12 against a 2 or 3 as a way of improving your blackjack odds on a stiff hand, even if it is only a little improvement—some is better than none.

Another pair that is most advantageous to split. Being dealt two Aces is not exactly the most normal of hands and it is probably the most fluid.

Obviously you do not want to play both Aces as 11’s since your hand total would be 22 and a bust. The other non-split option is to reduce one Ace to a 1, but then you hand total is 12—another stiff hand that is more difficult to win with.

A hard 12 is tricky because basic strategy says to stand if faced with a dealer’s 4-6. And while you will not lose every single time against those three up cards, you are defiantly the underdog in those instances.

So if there is another way out of being stuck with a hard 12 why not take it? Doubling your original wager and splitting those Aces will allow you to start two new hands, each with its own Ace.

The advantage is that you will be playing with two hands that each have a second chance built in. A third chance really when you count splitting them as the second chance to your hand—that makes reducing to a 1 as a fallback the hands’ third chances.

By splitting your Aces into their own hands you are playing with two soft hands. This is advantageous because if you hit one too high you can reduce the Ace from 11 to 1 and still have a shot at creating a good hand. Whereas if you were to split any other pair you do not have that fallback ability to reduce the value of a card like the Ace allows.

Being able to split a pair of Aces and then playing them as soft hands—with the ability to reduce the value of the Ace if necessary—is what makes splitting a pair of Aces so advantageous.

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Unfortunately the average blackjack player will be dealt a stiff hand around 43% of the time while playing. Stiff hands include hard 12 through hard 16. The reason it feels like we are dealt these hands more often is that they occur more often. There are more hard hands in blackjack than there are strong hands or low hands.

The best that you can do with a stiff hand is to play according to basic strategy. But if you are lucky enough to be playing in a game that allows for early or even late surrender, you can go with those plays and minimize your losses.

The frustrating aspect of hard hands is that it is difficult to make a winning hand with them and not bust while trying. But of the hard hands, hard 12 is the one that offers you the most opportunity.

According to basic strategy, it is best to hit a hard 12 against seven of the possible dealer up cards, whereas the other hard hands are only hitting on five of the dealer up cards.

With a hard 12 basic strategy recommends hitting against not only 7 and higher, but also hitting against a dealer’s up card of 2 or 3.

When hitting a hard 12 against a 2 or a 3, you have a 37% chance of winning the round. If you stand against a 2 or a 3 like you would with the other stiff hands, you only have a 35% chance at winning.

Blackjack strategy is about increasing our chances of winning and minimizing our losses. And while we have a greater chance of losing with a stiff hand, we have to do the best we can to keep our losses down. If there is a way to increase our chances of winning, we are likewise reducing our chances of losing.

In the case of a hard 12 against a 2 or 3, the best play to make to increase our chances is to hit. While we are only increasing our chances by 2%, it is 2% more than if we did nothing and stand.