Pairs to Definitely Split: Ace/Ace

On 03.03.10, In Blackjack Strategy, By Vivi

Another pair that is most advantageous to split. Being dealt two Aces is not exactly the most normal of hands and it is probably the most fluid.

Obviously you do not want to play both Aces as 11’s since your hand total would be 22 and a bust. The other non-split option is to reduce one Ace to a 1, but then you hand total is 12—another stiff hand that is more difficult to win with.

A hard 12 is tricky because basic strategy says to stand if faced with a dealer’s 4-6. And while you will not lose every single time against those three up cards, you are defiantly the underdog in those instances.

So if there is another way out of being stuck with a hard 12 why not take it? Doubling your original wager and splitting those Aces will allow you to start two new hands, each with its own Ace.

The advantage is that you will be playing with two hands that each have a second chance built in. A third chance really when you count splitting them as the second chance to your hand—that makes reducing to a 1 as a fallback the hands’ third chances.

By splitting your Aces into their own hands you are playing with two soft hands. This is advantageous because if you hit one too high you can reduce the Ace from 11 to 1 and still have a shot at creating a good hand. Whereas if you were to split any other pair you do not have that fallback ability to reduce the value of a card like the Ace allows.

Being able to split a pair of Aces and then playing them as soft hands—with the ability to reduce the value of the Ace if necessary—is what makes splitting a pair of Aces so advantageous.

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Pairs to Definitely Split: 8/8

On 03.02.10, In Blackjack Strategy, By Vivi

Now that I have covered the two pairs that you should never, ever split, I am going to discuss a pair that should always, always be split: a pair of 8’s.

A pair of 8’s has the potential to be a tricky hand. If you do not split them you have a terrible hand to play: a hard 16. Also known as one of the stiff hands.

A stiff hand is one that you pretty much have to stand on because your chances of busting are too great. A pair of 8’s being played unsplit would give you a hard 16.

To me a hard 16 is the worst stiff hand to be dealt. It is the stiff hand that is too high to really hit on because you can only take on a 5 or less to keep from busting. It is also one of only two hands in blackjack that basic strategy recommends surrendering if surrender is an option.

With all that being said about a hard 16, why would you not split a pair of 8’s?

If you are dealt a true hard 16 (6/10 and 7/9) there is nothing that you can do about your hand. You have no choice but to face your hard 16 and play it as best you can—which usually means standing and hoping the dealer busts.

But with a pair of 8’s you do not have to play your hand as a hard 16. You have a way out. You can split your pair of 8’s by doubling your original bet and playing with two hands.

If you split an 8/8, each hand will start with an 8 and you can hit to try to build a better hand. It is like allowing your hand to have a second chance, a chance to recover and not be a hard 16.

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Pairs You Do Not Split: 10/10

On 03.01.10, In Blackjack Strategy, By Vivi

In my previous post I discussed why you never want to split a pair of 5’s. It simply boils down to what play is in the best interest of your strategy. And blackjack strategy is all about making the best play for the situation you find yourself in.

In the case of being dealt 10/10 you have two options. You can put forward another bet and split the pair into two new hands, each starting with a 10.

On the surface this seems like a smart play to make. You will be starting both hands on solid ground. If more low cards are flowing you have somewhat of a chance of building both 10’s up to strong hands. If the cards are flowing high then you have a chance of maybe creating two strong hands.

Or you choose the other play and stand on the pair as a hard 20.

This is the better play to make. A hard 20 is one of the strongest hands to be dealt. The only way the dealer can beat you is if he has a natural blackjack or if he hits to 21. So you have pretty strong chances of winning.

If you were to split the pair you run the risk of sacrificing a strong hand for only the chance of creating hands that you might be able to build up into strong hands. But why sacrifice a strong position for one that is unsure?

While blackjack is a gambling game, it is seen as ignorant to take unnecessary risks—even when gambling. The point of having a strategy in blackjack is to make the most advantageous play to win. Splitting a pair of 10’s is not nearly as advantageous as playing the hand out as a hard 20.

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Pairs You Do Not Split: 5/5

On 02.24.10, In Blackjack Strategy, By Vivi

Many novice blackjack players do not always know what to do when they are dealt a pair. Should they play it as a hard hand or split it?

While a basic strategy chart can easily tell a player which way to play a pair, sometimes it helps to understand why a particular play should be made.

There are some pairs that you do not split. In those cases it is more advantageous to play them as a hard hand. A pair of 5’s is such a pair.

The reason that you do not want to split this pair is that its total as a hard hand is 10. And hard 10’s are advantageous to double down on. They are also half of 21. And while you cannot receive a 3-2 payout for a three card 21, it will still beat everything the dealer has unless he has a natural blackjack.

But the main reason not to split a pair of 5’s is because of its double down potential.

In a $10 game in which you split a pair of fives you have $20 on the line on two separate hands. If you win both hands you would be paid $40. But if you only won one hand you would be paid $20 on that hand and lose the other $10, breaking even in effect.

And it would be difficult to hit a 5 and build another good hand, let alone two good hands.

But if you were to keep the pair together and doubled down, yes, you would still have $20 on the line, but if you won you would be paid $40 without the worry of breaking even that is found in pair splitting.

This is why it is more advantageous to keep the two 5’s together and double down on them. You have a greater potential to win a larger amount. And that is the point of strategy, to find the best way to win the most and hang on to the money you already have.

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The Next Best Hands to Blackjack and How to Play Them

On 01.20.10, In Blackjack Strategy, Online Blackjack, By Vivi

While we would all like to be dealt a natural blackjack every time we play, we know that it does not happen every time. Or even half of the time. But there are two other strong hands to hope for. Unfortunately, many novice players tend to misplay these hands due to the nature of their make-up.

After a natural blackjack, being dealt a hand that totals 20 is the strongest hand to have. The only hands that a dealer can have to beat you is a natural blackjack or to hit to 21. But in order for these two hands to be worth their total they must be played correctly.

Ace-9
This is the first hand that we will look at. Because of the Ace this does count as a soft hand even though its total is 20. And that is where most novice players make their mistake. Many will reduce the Ace from 11 down to 1 and play this hand as a hard 10, often doubling down. While doubling down seems to be the most advantageous play to make it is not.

What most novice players are missing is the most basic aspect of this hand: that the total is 20. Forget the soft or hard part and focus on the hand total, and play this as a hard 20. The chances of reducing to 10 and hitting to a total that is as strong as your original 20 or 21 are slim. It is better to just play an Ace-9 as a 20.

10-10
Like an Ace-9, this hand is often misplayed due to novice players thinking that there is a more advantageous play to make. In this case, novice players see that this is a pair, and think that the most advantageous play is to split them.

This is similar to reducing the Ace and doubling down with an Ace-9; the chances of building, not one, but two hands to equal the original 20 or better is slim. It is better to play this hand as a hard 20 for the same reasons that you want to play an Ace-9 as a hard 20.

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Know Which Hands to Double Down On

On 01.06.10, In Blackjack Strategy, Online Blackjack, By Vivi

In blackjack there come points in time during the game when the player can go on the offensive—when their hand is stronger than the dealer’s. But how do you know when to go on the offensive? When you are dealt a starting total of 9, 10 or 11 is when you take your blackjack strategy to the offensive side.

The best play to make when you find your starting hand total to be one of those three is to double down. Doubling down sends a message to the dealer that you are confident and that your hand is strong—that you have a better chance of out-drawing the dealer and that you are going to do so with one card.

Granted, we not always win when we double down, but it is a fun play to make.

Doubling down is when you double your original bet and only receive one more card. Many players are a bit intimidated by only receiving one more card, but when you consider that you are already starting with a 10 or 11, you already have half of what you need to total 21. And if you are starting with 9 you are already halfway to having 20—another strong hand.

And by having the potential of creating a strong hand and winning with that hand, you have the chance of doubling your winnings since your bet was doubled.

Having a starting total of 11 is the strongest of the three. It offers you the most opportunities to double down. If you have a starting total of 11 and the dealer’s up card is a 2 through 10, double down. The only time you do not double down is when the dealer’s up card is an Ace.

In regards to having a starting total of 10, you will want to double down when the dealer’s up card is a 2 through 9.

And when you have a starting total of 9, you need to double down when the dealer’s up card is a 3 through 6.

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Blackjack Strategy for Soft 18

On 12.30.09, In Blackjack Strategy, Online Blackjack, By Vivi

Soft 18 is one of those hands that is not always played to its best advantage. Most blackjack players see that their hand total is 18 and stand, thinking that they have a pretty strong hand.

And in some cases standing is still the most advantageous blackjack strategy play to make. If the dealer’s upcard is a 2 through 8 it is better to stand.

If your blackjack strategy includes assuming the worst case scenario is that the dealer’s hole card is a 10, then he could have a 12, 13, 14, 15, 16, 17 or 18. Since the dealer has to up on the 12 through 16, he stands a pretty good chance of busting. If he has a 17 you will beat him with your 18. And if he has an 18 you will push, but at least you will not have lost any money.

It is only when the dealer’s upcard is a 9, 10 or Ace that your blackjack strategy changes.

Normally if you were playing with a hard 18 you would be stuck and would have to stand. Assuming that the dealer’s hole card is a 10, he would then have a 19, 20 or blackjack. This would cause the hard 18 to lose, but having a soft 18 gives your hand a second chance.

While there is nothing you can do to beat a dealer having blackjack, you do have a shot at beating his assumed 19 or 20. Here, your strategy would be to reduce your Ace from 11 to 1 so that you are now playing with a hard 8. Now you can hit and possibly build a hand to compete with the dealer’s assumed 19 or 20.

You might beat him or you might not. But at least playing your soft 18 this way against a dealer 9 or 10 you have a chance, whereas a hard 18 would leave you standing with no chance to rebuild your hand

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Splitting 8s as a Part of Your Blackjack Strategy

On 12.22.09, In Blackjack Strategy, Online Blackjack, By Vivi

It is in the best interest of your blackjack strategy to split a pair of 8s when you are dealt them.

There are two parts to a blackjack strategy, an offensive side geared towards lowering the house edge, and a defensive side to keep from losing too much in unfavorable situations.

Splitting 8s would be a part of the defensive part of your blackjack strategy.

If you do not split you are then playing with a hard 16—a stiff hand. Stiff hands are harder to play with because they have a better chance of busting than of hitting and staying below 21. In the case of stiff hands you are hoping that the dealer will bust.

But in the case of being dealt a pair of 8s, there is a way to turn what could most likely be a loss into a possible win. Your blackjack strategy in this case must be to split.

While it is true that you are betting more money because of splitting, you now have two hands to play, both of which start with an 8. You can think of this sort of strategy as giving your cards a second chance in this round. There now exists the possibility of winning one hand maybe two.

This is defensive blackjack strategy—utilizing playing options to turn unfavorable situations into situations in which you will lose less or improve your chances for that round.

You do not want to split every single pair that you are dealt, you do not want to split a pair of 5s or 10s for example. But should you ever be dealt a pair 0f 8s, remember to split them.

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Making Insurance Profitable Rather Than a Loss

On 12.04.09, In Blackjack Strategy, Online Blackjack, Uncategorized, By Vivi

In my last post I covered what insurance really is. Also discussed was why taking insurance will cost you more money in the long run. However, there is one instance in which it is actually profitable to take insurance.

If you are a card counting player then you are able to distinguish the one instance in which it is good to take insurance.

In order to be in that one instance two circumstances must be in place first:

You must be playing with a remaining deck that is rich in ten value cards. You must also have been dealt a natural blackjack.

Now, let’s examine the two profitable results that can happen once you find yourself in that instance of a high card rich deck and are holding a natural.

For this example, we will say that you are playing at a $10 table. You have been dealt a natural blackjack and the dealer’s up card is an Ace. You have been counting the deck as the game has been played. You know that the deck is rich in ten value cards. Because of the dealer’s Ace you are offered insurance. Because this is that one instance when it is favorable to take insurance, you take it.

The first result is that the dealer’s hole card is a ten value card—he has a natural blackjack too. You will collect on your insurance bet—this is because insurance is really a side bet on whether or not the dealer’s hole card is a ten value, and since it is you win the side bet with a 2-1 payout: $10. As for you both having naturals, that is a push and your original bet is returned to you. But you still made a net gain of $10 all because you took insurance. If you had not taken it, while you would not have lost any money, you would not have gained any either.

The other result is that the dealer does not have a natural, so you lose the insurance bet. But since you have a natural blackjack you won the 3-2 payout. You win $15 minus the $5 insurance bet. Your net gain is still $10.

This is how insurance can in fact be profitable for you.

But you must be dealt a natural blackjack. And you must have been card counting and know that the deck is rich in ten value cards.

If you do not have both of those then do not take insurance.

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What is Insurance?

On 11.24.09, In Blackjack Strategy, Online Blackjack, Uncategorized, By Vivi

As you play blackjack, there will come a time when you are offered insurance. This seems like a nice thing for a casino, online or land based to do, offering to insure your bet. But taking insurance can actually cost you more in the long run. It is one of those little things a casino does to try to take a bit more of your money.

There are two parts to understanding insurance: knowing what it really is and how it really works, and when it is profitable to take insurance—there is only one instance that it is.

First what insurance is.

You are offered insurance when the dealer’s up card is an Ace. Insurance is offered because an Ace is necessary to having a natural blackjack. On the surface, the casino would like you to believe that taking insurance will protect you from losing your bet if the dealer has a natural blackjack.

What insurance really is, is a side bet that the dealer’s hole card is a ten-value card, the other card required for a natural blackjack. With insurance there are three chances of winning, one pushing and two losing chances. Again, on the surface it sounds pretty good, but it is not.

And here’s why. We are going to look at insurance from a statistics point of view, considering an infinite shoe—and since most casinos use six to eight decks and online casinos use Random Number Generators, the numbers and probability are very close. There are 9-4 odds against the whole card being a ten value card.

Translating this to money, we will say that you make 1300 $5 insurance bets. You would win your insurance bet 400 times, making $4,000. But you will also lose 900 times, losing $4,500. That means you will lose $500 for taking insurance.

In my next post I will explain the one circumstance under which it is advisable to take insurance.

Look for Making Insurance Profitable Rather Than a Loss.

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